job description
Join MBSB Bank Berhad as a Senior Executive in Product Development (Gold Investment) and play a pivotal role in shaping the future of gold-based financial products in a dynamic and growing market. This is a unique opportunity to drive innovation, governance, and strategic partnerships in the gold investment sector, ensuring our offerings meet the highest standards of performance, compliance, and customer satisfaction.
Based in the vibrant and strategic location of Bali, Indonesia, you will collaborate with cross-functional teams to develop, enhance, and manage gold investment products that align with market demands and regulatory requirements. Your expertise will be instrumental in expanding our product portfolio, optimizing customer experiences, and contributing to the bank’s long-term growth in the precious metals investment space.
If you are a strategic thinker with a passion for financial products and a track record of success in product development, we invite you to apply and be part of a forward-thinking organization committed to excellence and innovation.
Responsibility
- Lead the end-to-end development of gold investment products, from conceptualization to launch, ensuring alignment with business objectives and market needs.
- Conduct market research and competitive analysis to identify trends, opportunities, and gaps in the gold investment sector.
- Collaborate with legal, compliance, and risk management teams to ensure all products adhere to regulatory standards and internal governance frameworks.
- Establish and maintain strategic partnerships with vendors, financial institutions, and industry stakeholders to enhance product offerings and distribution channels.
- Monitor and analyze the performance of gold investment products, implementing data-driven enhancements to improve profitability and customer satisfaction.
- Develop and present business cases, product roadmaps, and performance reports to senior management and stakeholders.
- Work closely with marketing and sales teams to create compelling value propositions and go-to-market strategies for new and existing products.
- Drive continuous improvement initiatives to optimize product features, pricing, and customer experience based on feedback and market insights.
Qualifications
- A Bachelor’s degree in Finance, Economics, Business Administration, or a related field. A Master’s degree or professional certification (e.g., CFA, FRM) is a plus.
- Minimum 5 years of experience in product development, preferably in banking, financial services, or gold/commodity investments.
- Proven track record in launching and managing financial products, with a focus on gold or precious metals investments.
- Strong understanding of regulatory frameworks, compliance requirements, and risk management in the financial sector.
- Excellent analytical, strategic thinking, and problem-solving skills with the ability to interpret complex financial data.
- Exceptional communication and stakeholder management skills, with the ability to influence and collaborate across departments.
- Proficiency in Microsoft Office Suite, financial modeling, and product management tools.
- Fluency in English; additional proficiency in Bahasa Indonesia is advantageous.