job description
Join Mactan Rural Bank as a Loans Officer and play a pivotal role in empowering individuals and businesses through tailored financial solutions. Based in the vibrant regions of Bali, you will evaluate loan applications, assess creditworthiness, and ensure seamless processing while delivering exceptional client support. This role is ideal for detail-oriented professionals passionate about banking and financial services.
As a Loans Officer, you will collaborate with a dynamic team to drive financial inclusion and growth. Your expertise will help clients achieve their goals while maintaining compliance with banking regulations. If you thrive in a fast-paced environment and enjoy building lasting relationships, this opportunity is for you.
Responsibility
- Evaluate loan applications and verify supporting documents for accuracy and completeness.
- Assess applicants' creditworthiness using financial data, credit reports, and risk analysis tools.
- Process loan approvals, disbursements, and repayments in compliance with bank policies.
- Provide personalized financial advice and guidance to clients throughout the loan process.
- Maintain accurate records of loan transactions and client interactions.
- Collaborate with internal teams to resolve discrepancies and ensure timely processing.
- Stay updated on banking regulations, market trends, and financial products.
- Deliver exceptional customer service to build trust and long-term client relationships.
Qualifications
- Bachelor's degree in Finance, Business Administration, or a related field.
- Minimum of 2 years of experience in banking, financial services, or loan processing.
- Strong analytical skills with proficiency in financial software and tools.
- Excellent communication and interpersonal skills for client interactions.
- Detail-oriented with a commitment to accuracy and compliance.
- Ability to work independently and as part of a collaborative team.
- Knowledge of local banking regulations and credit assessment techniques.
- Customer-focused mindset with a passion for financial empowerment.