job description
Join NightOwl Convenience, a dynamic player in the financial services sector, as our Junior Mortgage Processor! Based in the vibrant and culturally rich island of Bali, Indonesia, this fully remote role offers the perfect blend of professional growth and tropical lifestyle. We're looking for a detail-oriented and proactive individual to support our mortgage processing team, ensuring smooth and efficient operations while working from the comfort of your preferred location in Canggu, Ubud, Denpasar, or other key areas in Bali.
In this role, you'll play a crucial part in reviewing and processing mortgage applications, coordinating with various stakeholders, and maintaining high standards of accuracy and compliance. Your efforts will directly contribute to our team's success, allowing senior processors to focus on core tasks and strategic initiatives. If you have a passion for finance, strong organizational skills, and a knack for problem-solving, this is an excellent opportunity to kickstart your career in mortgage processing with a forward-thinking company.
At NightOwl Convenience, we value collaboration, innovation, and work-life balance. As a remote team member, you'll enjoy flexible working hours, a supportive work environment, and the chance to grow both personally and professionally. Plus, you'll have the unique advantage of living and working in one of the world's most sought-after destinationsāBali!
Responsibility
- Review and process incoming mortgage application files to ensure completeness and accuracy.
- Coordinate with loan officers, underwriters, and other stakeholders to gather necessary documentation and resolve discrepancies.
- Handle order-outs for appraisals, title reports, and other third-party services in a timely manner.
- Maintain organized and up-to-date digital files using Encompass or similar mortgage processing software.
- Verify applicant information, including credit reports, employment history, and financial documents, to ensure compliance with lending guidelines.
- Assist in preparing and submitting loan packages for underwriting and final approval.
- Provide exceptional support to the mortgage team, helping to streamline workflows and improve overall efficiency.
- Stay updated on industry regulations, company policies, and best practices to ensure adherence to compliance standards.
Qualifications
- Bachelorās degree in Finance, Business Administration, Economics, or a related field (or equivalent work experience).
- 1-2 years of experience in mortgage processing, loan origination, or a similar role within the financial services industry.
- Familiarity with mortgage processing software such as Encompass, Calyx Point, or LendingPad is a strong plus.
- Strong attention to detail and ability to manage multiple tasks in a fast-paced environment.
- Excellent communication and interpersonal skills, with the ability to collaborate effectively with remote teams.
- Basic understanding of mortgage lending guidelines, compliance requirements, and underwriting processes.
- Proficiency in Microsoft Office Suite (Word, Excel, Outlook) and Google Workspace.
- Self-motivated, organized, and able to work independently with minimal supervision in a remote setting.