job description
Join BTPN Syariah, a leading Sharia-compliant bank in Indonesia, as a Financing Officer in the vibrant region of Badung, Bali. This role offers a unique opportunity to drive financial inclusion by providing tailored consumer financing solutions while adhering to Islamic banking principles.
As a Financing Officer, you will play a pivotal role in expanding our customer base by identifying, evaluating, and processing financing applications. Your expertise in marketing financial products will help empower individuals and small businesses to achieve their goals through ethical and transparent financing options.
Based in one of Bali’s most dynamic regions—home to Canggu, Ubud, Denpasar, Jimbaran, and Nusa Dua—you’ll work in a fast-paced environment with a focus on customer-centric solutions. Whether you're engaging with local communities or collaborating with cross-functional teams, your contributions will directly impact the bank’s growth and reputation in the Sharia financial sector.
If you are passionate about finance, sales, and making a difference in people’s lives, this is your chance to build a rewarding career with a trusted financial institution.
Responsibility
- Conduct market research to identify potential customers and financing opportunities in Badung and surrounding areas.
- Promote and explain BTPN Syariah’s consumer financing products (e.g., personal loans, vehicle financing, home financing) to prospective clients.
- Evaluate financing applications by assessing creditworthiness, collateral, and compliance with Sharia principles.
- Prepare and submit financing proposals, ensuring accuracy and adherence to bank policies and regulatory requirements.
- Build and maintain strong relationships with clients, providing exceptional service and follow-up throughout the financing process.
- Achieve monthly and quarterly sales targets for financing disbursements and customer acquisition.
- Collaborate with internal teams (e.g., risk, legal, operations) to streamline financing approvals and disbursements.
- Stay updated on industry trends, competitor offerings, and Sharia-compliant financial products to enhance service delivery.
Qualifications
- Bachelor’s degree in Finance, Economics, Business Administration, or a related field.
- Minimum 2 years of experience in sales, marketing, or financing within the banking or financial services sector (preferably in Sharia banking).
- Strong understanding of consumer financing products, credit evaluation, and risk assessment.
- Excellent communication and interpersonal skills to engage with diverse clients.
- Proven track record of meeting or exceeding sales targets in a competitive environment.
- Familiarity with Sharia banking principles and Islamic finance products is a plus.
- Proficiency in Microsoft Office and banking software; experience with CRM tools is advantageous.
- Willingness to travel within Badung and nearby regions as required.