job description
Join Adhitama Mitra Nusantara, a trusted name in financial services, as a Financial Advisor (Micro Banking Sales) in the vibrant and growing market of Bali. In this role, you will drive financial inclusion by offering unsecured loan products from Bank MAS to small businesses, particularly retail stores within the Wings Group network. This is an excellent opportunity for a results-driven professional to build a rewarding career in microfinance while enjoying the dynamic lifestyle of Bali.
As a Financial Advisor, you will play a pivotal role in expanding access to financial solutions for underserved entrepreneurs. Youâll work closely with store owners, understand their financial needs, and provide tailored loan products that help them grow their businesses. This position offers a competitive base salary plus attractive commission and performance-based incentives, making it ideal for self-motivated individuals with a passion for sales and financial services.
Baliâs thriving economy and diverse business landscape provide a unique environment to develop your sales and relationship-building skills. Whether youâre based in Canggu, Ubud, Denpasar, Jimbaran, Nusa Dua, Kuta, or Badung, youâll have the opportunity to engage with a wide range of clients while enjoying the islandâs renowned culture and work-life balance. If youâre looking for a career that combines financial expertise with the chance to make a real impact, this is the role for you.
Apply now and take the first step toward a fulfilling career in micro banking with Adhitama Mitra Nusantara!
Responsibility
- Identify and engage potential clients, particularly small business owners and retail stores within the Wings Group network, to promote unsecured loan products from Bank MAS.
- Conduct thorough financial assessments to understand clients' needs and recommend suitable loan solutions tailored to their business requirements.
- Build and maintain strong relationships with clients to ensure long-term satisfaction and repeat business.
- Achieve and exceed monthly sales targets through proactive prospecting, follow-ups, and effective closing techniques.
- Educate clients on loan terms, repayment options, and financial management best practices to ensure transparency and trust.
- Collaborate with internal teams to streamline the loan application and approval process, ensuring a seamless experience for clients.
- Stay updated on industry trends, regulatory changes, and competitive offerings to provide informed advice to clients.
- Maintain accurate records of client interactions, sales activities, and loan applications using company CRM systems.
Qualifications
- Minimum of 1-2 years of experience in sales, preferably in banking, financial services, or microfinance.
- Proven track record in meeting or exceeding sales targets in a competitive environment.
- Strong interpersonal and communication skills, with the ability to build rapport with clients from diverse backgrounds.
- Basic understanding of financial products, loan processes, and credit assessment principles.
- Self-motivated, results-driven, and comfortable working in a target-oriented role.
- Ability to work independently and manage time effectively in a remote or field-based setting.
- Fluency in English and Bahasa Indonesia is required; additional local languages are a plus.
- Willingness to travel within Bali to meet clients and conduct business development activities.