job description
Join Monee as a Credit Analyst and play a pivotal role in shaping the financial future of our digital banking and payment solutions. As a leader in fintech innovation, Monee delivers cutting-edge financial products, including mobile wallets, payment processing, and credit services, to empower businesses and individuals across Southeast Asia.
In this role, you will specialize in assessing the creditworthiness of treasury operations and large corporate counterparties, ensuring robust risk management while driving strategic financial partnerships. Based in Bali (with remote flexibility), you’ll collaborate with a dynamic team to analyze financial data, evaluate market trends, and recommend credit solutions that align with Monee’s growth objectives.
If you’re a detail-oriented analyst with a passion for financial risk assessment and a knack for data-driven decision-making, this is your opportunity to thrive in a fast-paced, innovative environment.
Responsibility
- Conduct comprehensive credit risk assessments for treasury operations and large corporate clients.
- Analyze financial statements, market trends, and economic indicators to evaluate counterparty risk.
- Develop and maintain credit risk models, policies, and procedures in compliance with regulatory standards.
- Collaborate with cross-functional teams to structure credit facilities and mitigate financial risks.
- Prepare detailed credit reports and presentations for senior management and stakeholders.
- Monitor portfolio performance and recommend adjustments to optimize risk exposure.
- Stay updated on industry trends, regulatory changes, and best practices in credit analysis.
- Support business development by providing insights on potential corporate partnerships.
Qualifications
- Bachelor’s degree in Finance, Economics, Accounting, or a related field. CFA or FRM certification is a plus.
- Minimum of 3 years of experience in credit analysis, corporate banking, or treasury risk management.
- Strong proficiency in financial modeling, data analysis, and risk assessment tools.
- Excellent understanding of financial statements, cash flow analysis, and credit scoring methodologies.
- Familiarity with regulatory frameworks (e.g., Basel III, IFRS) and compliance requirements.
- Exceptional analytical, problem-solving, and communication skills.
- Ability to work independently and collaboratively in a fast-paced environment.
- Experience with fintech or digital banking is highly desirable.