job description
Join United Overseas Bank as the Senior Vice President of Credit Management and lead a high-impact team in shaping the future of credit administration and control. This strategic role, based remotely in Bali, Indonesia, offers the unique opportunity to oversee credit risk frameworks, drive operational excellence, and ensure compliance with global banking standards—all while enjoying the vibrant culture and work-life balance of one of Asia’s most dynamic regions.
As the head of the Credit Administration and Reporting Department, you will report directly to the Division Head of Credit Administration and Control, playing a pivotal role in safeguarding the bank’s financial health. Your leadership will influence credit policies, optimize risk mitigation strategies, and foster collaboration across business units to support sustainable growth.
This position is ideal for a visionary leader with a proven track record in credit management, a deep understanding of banking regulations, and the ability to thrive in a fast-paced, international environment. Whether you’re based in Canggu, Ubud, Denpasar, or any other Bali hotspot, you’ll have the flexibility to deliver excellence while embracing the island’s inspiring lifestyle.
Responsibility
- Strategic Leadership: Direct the Credit Administration and Reporting Department, aligning credit policies with the bank’s risk appetite and business objectives.
- Risk Framework Development: Design, implement, and monitor credit risk frameworks to ensure compliance with Basel III, local regulations, and internal governance standards.
- Portfolio Oversight: Oversee the bank’s credit portfolio, identifying emerging risks and recommending proactive mitigation strategies.
- Stakeholder Collaboration: Partner with business units, risk teams, and senior management to integrate credit insights into decision-making processes.
- Reporting & Analytics: Lead the production of high-quality credit reports, dashboards, and presentations for executive leadership and regulatory bodies.
- Process Optimization: Drive efficiency improvements in credit administration workflows, leveraging automation and data analytics.
- Team Development: Mentor and develop a high-performing team of credit analysts and administrators, fostering a culture of accountability and innovation.
- Regulatory Compliance: Ensure adherence to all applicable banking laws, including AML, KYC, and capital adequacy requirements.
Qualifications
- Education: Bachelor’s degree in Finance, Economics, Business Administration, or a related field. MBA or advanced degree in Risk Management is a plus.
- Experience: Minimum 15 years in credit risk management, with at least 8 years in a leadership role within a multinational bank or financial institution.
- Technical Expertise: Deep knowledge of credit risk models (e.g., Moody’s, S&P), Basel Accords, IFRS 9, and stress testing methodologies.
- Regulatory Knowledge: Familiarity with MAS (Monetary Authority of Singapore) guidelines and other APAC banking regulations.
- Analytical Skills: Strong quantitative and qualitative analysis capabilities, with proficiency in SQL, Python, or risk management software (e.g., SAS, RiskMetrics).
- Leadership: Proven ability to lead cross-functional teams, influence senior stakeholders, and drive organizational change.
- Communication: Exceptional written and verbal communication skills, with the ability to present complex data to non-technical audiences.
- Language: Fluency in English; additional languages (e.g., Mandarin, Bahasa Indonesia) are advantageous.