job description
Join Standard Chartered as a Senior Legal Counsel specializing in Cash and Digital Payments, based in the vibrant hubs of Bali (Canggu, Ubud, Denpasar, or surrounding areas). This is a unique opportunity to shape the future of financial services by providing expert legal guidance on digital currencies, cash management, and innovative payout solutions in one of the world’s most dynamic markets.
As a trusted advisor to our global teams, you will navigate complex regulatory landscapes, ensuring compliance while driving strategic initiatives in fintech and digital banking. Enjoy a competitive compensation package, flexible work arrangements, and the chance to work with a diverse, high-performing team in a tropical paradise.
If you are a seasoned legal professional with a passion for financial innovation and a desire to work in a forward-thinking environment, we invite you to apply and help redefine the intersection of law and digital finance.
Responsibility
- Provide expert legal advice on cash management, digital currencies, and payment solutions, ensuring compliance with local and international regulations.
- Draft, review, and negotiate commercial contracts related to fintech partnerships, vendor agreements, and client-facing products.
- Monitor and interpret regulatory changes in digital payments, anti-money laundering (AML), and financial crime prevention, advising stakeholders on implications.
- Collaborate with cross-functional teams (Compliance, Risk, Product) to develop and launch innovative cash and payment solutions.
- Represent Standard Chartered in disputes, litigation, or regulatory inquiries related to cash operations and digital transactions.
- Conduct legal due diligence for new market entries, mergers, or acquisitions involving payment systems.
- Design and deliver training programs on legal and compliance requirements for internal teams.
- Mitigate legal risks by implementing proactive strategies and maintaining robust documentation.
Qualifications
- Juris Doctor (JD) or equivalent law degree from a recognized institution, with admission to a bar association (preferably in Indonesia or a common law jurisdiction).
- 8+ years of post-qualification experience in legal advisory roles, with a focus on banking, financial services, or fintech.
- Proven expertise in digital payments, e-money, or cryptocurrency regulations, including knowledge of Bank Indonesia (BI) and global frameworks.
- Strong contract drafting and negotiation skills, with experience in high-value, complex agreements.
- Familiarity with AML, KYC, and financial crime compliance in a multinational banking context.
- Excellent analytical, communication, and stakeholder management skills, with the ability to simplify legal concepts for non-legal audiences.
- Experience working in Southeast Asia or for a global financial institution is a strong plus.
- Fluency in English (mandatory); proficiency in Bahasa Indonesia is advantageous.