job description
Join PT Mitra Solusi Lelang, a leading financial services provider in Indonesia, as a Remedial Officer based in Bali (Canggu, Ubud, Denpasar, Jimbaran, Nusa Dua, Kuta, or Badung). This contract role offers a unique opportunity to work in the dynamic banking and financial services sector, helping manage and resolve non-performing assets while ensuring compliance with regulatory standards.
As a Remedial Officer, you will play a critical role in safeguarding the financial health of our clients by identifying, assessing, and mitigating risks associated with loan defaults and delinquent accounts. Youâll collaborate with cross-functional teams, including legal, collections, and customer service, to develop and implement effective remedial strategies. This position is ideal for detail-oriented professionals with a strong background in finance, banking, or risk management who thrive in a fast-paced environment.
Baliâs vibrant culture and growing financial sector make it an exciting location for this role. Whether youâre based in the bustling streets of Denpasar, the serene landscapes of Ubud, or the coastal charm of Canggu, youâll enjoy a balanced lifestyle while contributing to impactful financial solutions. If youâre passionate about problem-solving, compliance, and driving financial recovery, weâd love to hear from you!
PT Mitra Solusi Lelang is an equal-opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
Responsibility
- Conduct thorough assessments of non-performing loans (NPLs) and delinquent accounts to identify root causes and recovery potential.
- Develop and implement remedial action plans, including restructuring, settlements, or legal proceedings, in collaboration with legal and collections teams.
- Monitor and report on the progress of remedial actions, ensuring timely resolution and compliance with internal policies and regulatory requirements.
- Liaise with customers, legal advisors, and internal stakeholders to negotiate settlements and facilitate debt recovery.
- Analyze financial statements, credit reports, and collateral documentation to evaluate asset quality and recovery strategies.
- Maintain accurate records of remedial activities, including case files, correspondence, and recovery outcomes.
- Provide recommendations to management on risk mitigation strategies and process improvements to reduce future delinquencies.
- Stay updated on industry trends, regulatory changes, and best practices in remedial management and debt recovery.
Qualifications
- Bachelorâs degree in Finance, Accounting, Economics, Business Administration, or a related field.
- Minimum of 2 years of experience in remedial management, debt recovery, collections, or a similar role within the banking or financial services sector.
- Strong understanding of Indonesian banking regulations, credit risk management, and non-performing loan (NPL) processes.
- Proficient in financial analysis, including the ability to interpret financial statements, credit reports, and collateral documentation.
- Excellent negotiation, communication, and interpersonal skills, with the ability to engage effectively with customers and stakeholders.
- Detail-oriented with strong problem-solving abilities and a proactive approach to resolving complex financial issues.
- Familiarity with legal proceedings related to debt recovery and asset seizure is a plus.
- Ability to work independently, manage multiple cases simultaneously, and meet tight deadlines.