job description
Join Cermati – Indonesia’s Leading Fintech Innovator in Bali!
Cermati is revolutionizing financial services in Indonesia by simplifying how individuals and businesses discover, compare, and apply for financial products. As a Product Owner at our Bali hub, you’ll drive the vision for cutting-edge fintech solutions, bridging the gap between business goals and technical execution. This role offers the opportunity to shape products that empower millions of users to make smarter financial decisions.
We’re seeking dynamic professionals at Associate, Senior, or Lead levels to own the end-to-end product lifecycle—from ideation to launch. Whether you’re refining user experiences, optimizing conversion funnels, or collaborating with cross-functional teams, your work will directly impact Indonesia’s digital financial ecosystem.
Why Bali? Enjoy a vibrant work-life balance in a tropical paradise while contributing to a high-growth startup backed by global investors. Remote-first flexibility with occasional on-site collaboration in our Bali office.
Responsibility
- Product Vision & Strategy: Define and communicate a clear product roadmap aligned with business objectives and user needs.
- Backlog Management: Prioritize and refine user stories, epics, and features using Agile/Scrum methodologies.
- Stakeholder Collaboration: Work closely with engineering, design, marketing, and business teams to deliver high-impact solutions.
- User-Centric Design: Advocate for UX best practices, leveraging data and feedback to enhance product usability.
- Performance Metrics: Track KPIs (e.g., adoption rates, retention, conversion) and iterate based on insights.
- Market Research: Monitor fintech trends, competitor offerings, and regulatory changes to identify opportunities.
- Technical Liaison: Translate business requirements into technical specifications for development teams.
- Go-to-Market: Partner with marketing to launch features, including messaging, training, and support materials.
Qualifications
- Experience: 2+ years as a Product Owner/Manager (Associate), 4+ years (Senior), or 6+ years (Lead) in fintech, e-commerce, or SaaS.
- Technical Acumen: Familiarity with APIs, databases, and modern tech stacks (e.g., React, Node.js, cloud services).
- Agile Expertise: Certified Scrum Product Owner (CSPO) or equivalent; hands-on with Jira/Confluence.
- Analytical Skills: Proficiency in SQL, A/B testing, and tools like Google Analytics or Mixpanel.
- Communication: Fluent English (written/verbal) with the ability to articulate complex ideas to diverse audiences.
- Problem-Solving: Data-driven mindset with a track record of resolving ambiguous challenges.
- Leadership (Lead Level): Experience mentoring teams, scaling processes, and driving cross-departmental alignment.
- Fintech Passion: Deep interest in financial inclusion, digital payments, or lending products.