job description
Join Cepat Kredit Financing as a Non-Collateral Sales Associate and play a pivotal role in driving financial inclusion in Bali’s dynamic market. This is your opportunity to build a rewarding career in sales while empowering clients with accessible loan solutions tailored to their needs.
As a key member of our team, you will engage with diverse clients, identify their financial requirements, and guide them through a seamless loan application process. Your ability to build trust, communicate effectively, and meet sales targets will directly contribute to the company’s growth and your professional success.
Based in the vibrant communities of Canggu, Ubud, Denpasar, Jimbaran, Nusa Dua, Kuta, or Badung, you’ll work in a fast-paced, results-driven environment with ample opportunities for career advancement and performance-based incentives.
Responsibility
- Generate and qualify leads through proactive outreach, networking, and referrals to expand the client base.
- Conduct thorough needs assessments to recommend suitable non-collateral loan products that align with clients’ financial goals.
- Guide clients through the entire loan application process, ensuring accuracy, compliance, and a positive customer experience.
- Meet and exceed monthly sales targets by converting leads into approved loan applications.
- Maintain up-to-date knowledge of company products, policies, and industry regulations to provide accurate information.
- Collaborate with the underwriting team to facilitate smooth approval processes and address client concerns.
- Build and sustain long-term relationships with clients through follow-ups, personalized service, and trust-building.
- Document all interactions and transactions in the company’s CRM system for tracking and reporting purposes.
Qualifications
- Minimum of 1-2 years of experience in sales, preferably in financial services, banking, or microfinance.
- Proven track record of meeting or exceeding sales targets in a commission-based or performance-driven role.
- Excellent communication, negotiation, and interpersonal skills to engage with diverse clients.
- Strong understanding of loan products, credit evaluation, and financial terminology.
- Self-motivated, goal-oriented, and able to work independently with minimal supervision.
- Proficiency in using CRM software and Microsoft Office tools (Excel, Word).
- Willingness to travel within assigned areas (Canggu, Ubud, Denpasar, etc.) to meet clients.
- Bachelor’s degree in Business, Finance, Marketing, or a related field is a plus.