job description
Join Palawan Pawnshop, a trusted name in financial services, as a Loans Officer in beautiful Bali. This role offers a unique opportunity to drive financial inclusion while enjoying the vibrant culture and lifestyle of Indonesia's most sought-after destinations.
As a Loans Officer, you will be at the forefront of our lending operations, evaluating loan applications, assessing creditworthiness, and ensuring compliance with regulatory standards. Your expertise will help individuals and businesses access the financial support they need to thrive.
This position is ideal for detail-oriented professionals with a passion for finance and customer service. If you are looking for a rewarding career in a dynamic environment, apply today and become part of our growing team in Bali.
Responsibility
- Evaluate loan applications and determine creditworthiness based on financial data and risk assessment.
- Conduct interviews with applicants to gather necessary information and verify documentation.
- Process loan approvals, disbursements, and repayments in accordance with company policies.
- Maintain accurate records of all loan transactions and customer interactions.
- Provide exceptional customer service by addressing inquiries and resolving issues promptly.
- Ensure compliance with local financial regulations and internal auditing standards.
- Collaborate with team members to achieve lending targets and business objectives.
- Stay updated on industry trends and best practices in lending and risk management.
Qualifications
- Bachelor's degree in Finance, Business Administration, or a related field.
- Minimum of 2 years of experience in lending, banking, or financial services.
- Strong analytical skills with the ability to assess financial statements and credit reports.
- Excellent communication and interpersonal skills for customer interactions.
- Proficiency in financial software and Microsoft Office Suite.
- Knowledge of local financial regulations and compliance requirements.
- Ability to work independently and as part of a team in a fast-paced environment.
- High ethical standards and a commitment to confidentiality.