job description
Are you a detail-oriented professional looking to advance your career within the banking sector? PERSOL is currently seeking a dedicated KYC / AML Analyst to join our team on a contract basis in the Central Region. In this pivotal role, you will be the first line of defense in maintaining the integrity of our financial operations by ensuring comprehensive regulatory compliance.
You will be responsible for executing high-level Customer Due Diligence (CDD) and Know Your Customer (KYC) processes for a diverse portfolio of corporate and individual clients. The ideal candidate will possess a sharp eye for detail, a strong understanding of AML/CFT frameworks, and the ability to thrive in a fast-paced banking environment. If you are committed to upholding ethical standards and managing financial risks, we want to hear from you.
Responsibility
- Perform thorough Customer Due Diligence (CDD) and onboarding reviews for new and existing corporate and individual clients.
- Conduct periodic reviews and trigger-based KYC updates to ensure client profiles remain accurate and compliant.
- Analyze transaction patterns to identify and escalate suspicious activities in accordance with AML/CFT regulatory requirements.
- Verify identity documentation, beneficial ownership structures, and source of wealth/funds for high-risk accounts.
- Collaborate with internal stakeholders to resolve compliance-related queries and expedite the onboarding process.
- Maintain comprehensive documentation of all KYC investigations and decisions for audit readiness.
- Stay up-to-date with evolving regulatory landscapes and internal banking policies.
Qualifications
- Diploma or Degree in Finance, Banking, Business, or a related field.
- 1-3 years of relevant experience in KYC, AML, or Compliance operations within a financial institution.
- Strong understanding of MAS (Monetary Authority of Singapore) regulations and international AML/CFT standards.
- Proven ability to analyze complex corporate structures and identify ultimate beneficial owners.
- Excellent verbal and written communication skills with the ability to convey complex information clearly.
- Proficiency in Microsoft Office Suite and experience with KYC screening software or CRM systems.
- Strong analytical mindset, high attention to detail, and the ability to work under tight deadlines.