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Information & Communication Technology 🏢 Full Time ⭐️ Terverifikasi

Junior Research and Development Engineer - Fintech Innovation

Electronic Transfer And Advance Processing Inc.
Canggu, Bali, Indonesia
Salary Estimate
Rp 12.000.000 – Rp 18.000.000
Newest
Live Update
31 Juli 2026
Deadline
31 Jul 2027

job description

Join Electronic Transfer And Advance Processing Inc. as a Junior Research and Development Engineer and be at the forefront of fintech innovation in Bali’s dynamic tech hub. This role offers a unique opportunity to develop cutting-edge software solutions, prototype next-generation financial technologies, and contribute to high-impact R&D projects that shape the future of digital payments and financial services.

Based in the vibrant communities of Canggu, Ubud, or Denpasar, you’ll collaborate with a multidisciplinary team to research emerging technologies, build Proofs of Concept (PoCs), and drive technical advancements in a fast-paced, agile environment. Ideal for ambitious engineers with a passion for problem-solving and a drive to push the boundaries of what’s possible in fintech.

Whether you’re fresh out of university or have early-career experience, this role provides mentorship, hands-on learning, and the chance to work on projects with real-world impact. Embrace the work-life balance of Bali while accelerating your career in a globally connected industry.

Responsibility

  • Design, develop, and test innovative software solutions for fintech applications, ensuring scalability and security.
  • Build and iterate on Proofs of Concept (PoCs) to validate new technologies, frameworks, and methodologies.
  • Conduct in-depth research on emerging trends in financial technology, including blockchain, AI, and digital payments.
  • Collaborate with cross-functional teams (product, design, and engineering) to translate R&D findings into actionable product features.
  • Document technical specifications, research findings, and development processes for internal knowledge sharing.
  • Optimize existing systems and prototypes for performance, usability, and cost-efficiency.
  • Participate in code reviews, sprint planning, and agile ceremonies to ensure high-quality deliverables.
  • Stay updated with industry best practices and contribute to continuous improvement initiatives.

Qualifications

  • Bachelor’s degree in Computer Science, Software Engineering, or a related technical field.
  • 1-2 years of experience in software development, R&D, or a similar role (fresh graduates with strong projects are encouraged to apply).
  • Proficiency in Python, Java, JavaScript, or Go with a solid understanding of algorithms and data structures.
  • Experience with APIs, microservices, or cloud platforms (AWS, GCP, Azure) is a plus.
  • Familiarity with fintech concepts (e.g., payment gateways, cryptocurrency, or fraud detection) is advantageous.
  • Strong problem-solving skills and a proactive approach to learning new technologies.
  • Excellent communication and teamwork abilities in a collaborative, English-speaking environment.
  • Passion for innovation and a curiosity-driven mindset to explore uncharted technical territories.

Required Skills

Python Java JavaScript Go APIs Microservices AWS GCP Azure Blockchain AI Fintech Software Development R&D Proof of Concept Agile Git

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