job description
Join Hua Nan Commercial Bank as our Head of Risk Management and lead the strategic direction of risk assessment, mitigation, and compliance in one of Asia’s most dynamic financial institutions. Based in the vibrant hub of Kuta, Bali, this role offers a unique opportunity to shape risk frameworks while enjoying a world-class work-life balance in Indonesia’s premier business and lifestyle destination.
With at least 5 years of specialized experience in risk management, you will oversee the development and implementation of robust risk policies, ensuring alignment with global banking standards and local regulatory requirements. Your expertise will drive operational resilience, protect the bank’s assets, and foster a culture of proactive risk awareness across all departments.
This is a full-time leadership position for a visionary professional who thrives in high-stakes environments and is passionate about innovation in financial risk. Hua Nan Commercial Bank offers competitive compensation, career growth, and the chance to work in a collaborative, forward-thinking team.
Responsibility
- Develop and implement comprehensive risk management frameworks aligned with Basel III, local regulations, and industry best practices.
- Lead the identification, assessment, and mitigation of credit, market, operational, and liquidity risks across the bank’s portfolio.
- Oversee the preparation of risk reports for senior management and regulatory bodies, ensuring accuracy and timeliness.
- Collaborate with cross-functional teams to integrate risk considerations into business strategies, product development, and investment decisions.
- Monitor emerging risks (e.g., cybersecurity, ESG, geopolitical) and propose proactive mitigation strategies.
- Ensure compliance with Anti-Money Laundering (AML) and Know Your Customer (KYC) policies.
- Drive risk culture initiatives, including training programs and awareness campaigns for staff at all levels.
- Represent the bank in industry forums and regulatory discussions on risk-related matters.
Qualifications
- Bachelor’s degree in Finance, Economics, Business Administration, or related field; Master’s or MBA is a plus.
- Minimum 5 years of experience in risk management within banking or financial services, with at least 2 years in a leadership role.
- Deep knowledge of Basel Accords, IFRS, and local banking regulations (e.g., OJK in Indonesia).
- Proven expertise in risk modeling, stress testing, and scenario analysis using tools like SAS, R, or Python.
- Strong analytical and problem-solving skills, with the ability to interpret complex data and trends.
- Excellent communication and stakeholder management skills to influence decision-making at the executive level.
- Certifications such as FRM (Financial Risk Manager), PRM, or CFA are highly advantageous.
- Fluency in English; proficiency in Mandarin or Indonesian is a bonus.