job description
Join PT. Mandiri Andala Utama as a Credit Marketing Specialist in the vibrant financial hub of Denpasar, Bali. This dynamic role offers a unique opportunity to drive credit growth, develop strategic marketing initiatives, and contribute to the expansion of financial services in one of Indonesia’s most economically active regions.
As part of our team, you will play a pivotal role in identifying and engaging potential clients, designing targeted credit campaigns, and fostering long-term relationships with businesses and individuals. With a competitive salary range of IDR 2.4M – 3.6M per month, performance-based incentives, and clear pathways for career advancement, this position is ideal for ambitious professionals seeking to make an impact in the financial sector.
Bali’s thriving economy, combined with our company’s commitment to innovation and excellence, provides the perfect environment for you to grow your expertise in credit marketing, financial analysis, and client management. Whether you’re based in Canggu, Ubud, Jimbaran, Nusa Dua, Kuta, or Badung, this role offers flexibility and the chance to work in a collaborative, results-driven culture.
Responsibility
- Develop and execute credit marketing strategies to attract new clients and expand the company’s loan portfolio in Bali.
- Conduct market research and financial analysis to identify high-potential segments for credit products.
- Collaborate with sales and underwriting teams to streamline credit approval processes and improve client conversion rates.
- Design and implement targeted promotional campaigns (digital, print, and events) to boost brand visibility and lead generation.
- Build and maintain strong relationships with corporate clients, SMEs, and retail customers to drive repeat business.
- Monitor credit performance metrics (e.g., disbursement rates, delinquency, ROI) and adjust strategies accordingly.
- Prepare detailed reports and presentations for senior management on market trends, campaign results, and growth opportunities.
- Stay updated on regulatory changes and industry best practices in financial marketing and credit risk management.
Qualifications
- Bachelor’s degree in Finance, Marketing, Business Administration, or a related field; a master’s degree is a plus.
- Minimum 2–3 years of experience in credit marketing, financial services, or sales within the banking sector.
- Proven track record in client acquisition, loan portfolio growth, or financial product promotion.
- Strong analytical skills with proficiency in data tools (e.g., Excel, CRM software, or financial modeling).
- Excellent communication and negotiation skills in English and Bahasa Indonesia.
- Familiarity with Indonesian financial regulations (e.g., OJK guidelines) and credit risk assessment frameworks.
- Self-motivated, target-driven, and able to work independently in a fast-paced environment.
- Willingness to travel within Bali (Denpasar, Canggu, Ubud, etc.) for client meetings and events.