job description
Join iSupport Worldwide as a Credit Underwriter and play a pivotal role in evaluating loan applications and assessing credit risk. Based in the vibrant location of Canggu, Bali, this position offers a unique opportunity to work in a dynamic financial environment while enjoying the island's renowned work-life balance.
As a Credit Underwriter, you will analyze financial data, assess borrower creditworthiness, and make informed decisions to mitigate risk while supporting our clients' financial goals. This role is ideal for detail-oriented professionals with a strong background in finance and a passion for risk analysis.
At iSupport Worldwide, we foster a collaborative culture where your expertise will be valued, and your contributions will directly impact our success. Enjoy competitive compensation, professional growth opportunities, and the chance to work in one of Bali's most sought-after locations.
Responsibility
- Evaluate loan applications by analyzing financial statements, credit reports, and other relevant documentation.
- Assess borrower creditworthiness and determine appropriate loan terms and conditions.
- Collaborate with loan officers and other stakeholders to gather necessary information for underwriting decisions.
- Ensure compliance with company policies, regulatory requirements, and industry best practices.
- Prepare detailed underwriting reports and present findings to management for approval.
- Monitor and manage credit risk exposure by conducting periodic reviews of existing loan portfolios.
- Stay updated on market trends, economic conditions, and changes in lending regulations.
- Provide guidance and training to junior underwriters and support staff as needed.
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or a related field.
- Minimum of 3 years of experience in credit underwriting, loan analysis, or a similar role.
- Strong understanding of financial statements, credit analysis, and risk assessment techniques.
- Proficiency in using underwriting software and financial analysis tools.
- Excellent analytical, problem-solving, and decision-making skills.
- Strong attention to detail and ability to work under tight deadlines.
- Effective communication and interpersonal skills to collaborate with cross-functional teams.
- Knowledge of local and international lending regulations is a plus.