job description
Are you a detail-oriented professional with a passion for financial analysis? Join hammerjack as a Credit Risk Analyst and become part of a dynamic team dedicated to assessing financial risks, ensuring compliance, and delivering actionable insights. This hybrid role offers a unique opportunity to grow in the banking and financial services sector while enjoying the vibrant culture of Bali.
In this role, you will play a crucial part in evaluating credit renewals, monitoring risk exposure, and providing timely reports to stakeholders. If you thrive in a collaborative environment and are eager to contribute to a forward-thinking organization, this is the perfect opportunity for you.
Apply now and take the next step in your career with a company that values innovation, professional development, and work-life balance.
Responsibility
- Conduct thorough credit risk assessments for loan renewals and new applications.
- Monitor and analyze financial data to identify potential risks and trends.
- Ensure compliance with regulatory requirements and internal policies.
- Prepare detailed risk reports and present findings to senior management.
- Collaborate with cross-functional teams to implement risk mitigation strategies.
- Maintain accurate records of credit evaluations and risk assessments.
- Stay updated on industry trends and best practices in credit risk management.
- Provide recommendations to improve credit policies and procedures.
Qualifications
- Bachelor's degree in Finance, Economics, Accounting, or a related field.
- Minimum of 2 years of experience in credit risk analysis or a similar role.
- Strong analytical skills with proficiency in financial modeling and data analysis.
- Familiarity with regulatory frameworks and compliance standards in banking.
- Excellent communication and presentation skills.
- Ability to work independently and as part of a team in a hybrid environment.
- Proficiency in Microsoft Excel, SQL, or other data analysis tools.
- Certification in risk management (e.g., FRM, PRM) is a plus.