job description
Join Mandiri Andalan Utama, a leading financial services provider in Indonesia, as a Credit Marketing Officer in the vibrant region of Bali. This is a unique opportunity to drive financial inclusion by promoting credit solutions to individuals and businesses while enjoying a competitive compensation package and career growth in the banking sector.
As a Credit Marketing Officer, you will play a pivotal role in expanding our client base, assessing creditworthiness, and delivering tailored financial products. You’ll work in a dynamic environment with access to comprehensive benefits, including health insurance (BPJS Kesehatan), employment insurance (BPJS Ketenagakerjaan), performance incentives, and clear career progression paths.
Based in Denpasar, Badung, you’ll have the chance to contribute to Bali’s growing financial ecosystem while enjoying the island’s unique work-life balance. Whether you're engaging with clients in Canggu, Ubud, or Nusa Dua, your role will be instrumental in shaping the future of banking in one of Indonesia’s most economically vibrant regions.
Responsibility
- Develop and implement credit marketing strategies to attract new clients and retain existing ones in the Bali region.
- Conduct credit assessments and evaluate loan applications to ensure compliance with company policies and regulatory standards.
- Build and maintain strong relationships with clients, providing personalized financial advice and credit solutions.
- Collaborate with cross-functional teams to design promotional campaigns for credit products, including loans, mortgages, and business financing.
- Monitor market trends and competitor activities to identify opportunities for product innovation and improvement.
- Prepare and present reports on credit performance, client acquisition, and marketing ROI to senior management.
- Ensure all credit marketing activities adhere to banking regulations and ethical standards.
- Participate in local financial literacy programs to educate communities on credit management and financial planning.
Qualifications
- Bachelor’s degree in Finance, Economics, Business Administration, or a related field.
- Minimum 2 years of experience in credit marketing, sales, or relationship management within the banking/financial sector.
- Strong understanding of credit risk assessment, loan products, and financial regulations in Indonesia.
- Excellent communication and negotiation skills in both English and Bahasa Indonesia.
- Proven track record of meeting sales targets and building client portfolios.
- Proficiency in MS Office and CRM software; familiarity with banking systems is a plus.
- Self-motivated, results-driven, and able to work independently in a fast-paced environment.
- Willingness to travel within Bali (Denpasar, Badung, Canggu, Ubud, etc.) as required.