job description
Join Mandiri Andalan Utama as a Credit Marketing Officer (Car Financing) and play a pivotal role in expanding our automotive financing portfolio in Bali’s dynamic market. This position offers a unique opportunity to drive business growth by connecting customers with tailored car loan solutions through BRI Finance, one of Indonesia’s leading financial service providers.
As a Credit Marketing Officer, you will leverage your financial acumen and customer-centric approach to assess creditworthiness, promote financing products, and ensure seamless loan approvals with clear BI (Bank Indonesia) checking. Based in the vibrant regions of Canggu, Ubud, Denpasar, Jimbaran, Nusa Dua, Kuta, or Badung, you’ll work in a fast-paced environment where your contributions directly impact customer satisfaction and business success.
This role is ideal for motivated professionals with a passion for sales, finance, and relationship-building. Enjoy a competitive salary, career development opportunities, and the chance to make a tangible difference in Indonesia’s booming automotive financing sector.
Responsibility
- Develop and execute marketing strategies to promote BRI Finance car loan products to potential customers in Bali.
- Conduct thorough BI (Bank Indonesia) credit checks and assess applicant eligibility based on financial history and risk profiles.
- Build and maintain strong relationships with car dealerships, financial institutions, and individual clients to drive loan applications.
- Provide personalized financing consultations, explaining terms, interest rates, and repayment options to customers.
- Ensure compliance with all regulatory requirements, internal policies, and BRI Finance’s credit approval guidelines.
- Monitor loan portfolios, track repayment performance, and proactively address delinquencies or customer concerns.
- Prepare and submit accurate reports on sales performance, market trends, and customer feedback to management.
- Collaborate with cross-functional teams to streamline loan processing and improve customer experience.
Qualifications
- Bachelor’s degree in Finance, Business, Economics, Marketing, or a related field.
- Minimum 2 years of experience in credit marketing, sales, or financial services, preferably in automotive financing.
- Strong understanding of credit assessment, BI checking, and risk management principles.
- Proven track record in meeting or exceeding sales targets in a competitive market.
- Excellent communication, negotiation, and interpersonal skills to engage with diverse clients.
- Familiarity with BRI Finance products or similar banking/financial services is a plus.
- Proficiency in Microsoft Office (Excel, Word) and CRM tools for data management and reporting.
- Willingness to travel within Bali (Canggu, Ubud, Denpasar, etc.) and work flexible hours as needed.