job description
Join Mandiri Andalan Utama as a Credit Marketing Officer for BRI Finance and play a pivotal role in driving financial growth through strategic credit marketing initiatives. Based in the vibrant region of Badung, Bali, this position offers a unique opportunity to leverage your expertise in BI (Bank Indonesia) Checking, client acquisition, and credit portfolio management to expand our market reach and deliver tailored financial solutions.
As part of a dynamic team, you will collaborate with cross-functional departments to identify high-potential clients, assess creditworthiness, and design competitive marketing strategies to promote BRI Finance’s credit products. Your ability to analyze market trends, build strong relationships with clients, and ensure compliance with regulatory standards will be key to your success.
This role is ideal for a results-driven professional with a passion for finance, marketing, and customer engagement. If you thrive in a fast-paced environment and are committed to delivering excellence, we invite you to apply and contribute to our mission of empowering financial inclusion across Indonesia.
Responsibility
- Conduct thorough BI (Bank Indonesia) Checking to assess client creditworthiness and mitigate financial risks.
- Develop and implement credit marketing strategies to attract and retain high-value clients for BRI Finance products.
- Identify and engage potential clients through targeted outreach, networking, and relationship-building activities.
- Collaborate with internal teams to design and promote competitive credit packages tailored to client needs.
- Monitor market trends, competitor activities, and regulatory changes to adapt marketing approaches effectively.
- Prepare and present credit proposals, ensuring alignment with company policies and risk management frameworks.
- Maintain accurate records of client interactions, credit applications, and approvals in compliance with internal and external standards.
- Provide exceptional customer service by addressing client inquiries and resolving issues related to credit applications.
Qualifications
- Bachelor’s degree in Finance, Marketing, Business Administration, or a related field.
- Minimum 2 years of experience in credit marketing, financial services, or client acquisition, preferably in the banking or fintech sector.
- Strong understanding of BI Checking procedures and credit risk assessment methodologies.
- Proven track record in sales, marketing, or business development within the financial industry.
- Excellent communication, negotiation, and interpersonal skills to build and maintain client relationships.
- Proficiency in Microsoft Office and CRM tools for data analysis and reporting.
- Familiarity with Indonesian financial regulations and compliance requirements.
- Self-motivated, detail-oriented, and able to work independently or as part of a team in a target-driven environment.