job description
Join PERSOL as a Credit and Loan Operations Specialist in the heart of Baliâs dynamic financial sector. This role offers a unique opportunity to leverage your expertise in credit analysis, loan processing, and syndicated financing while working in a vibrant, international environment.
As part of our team, you will play a pivotal role in managing end-to-end loan operations, ensuring compliance with banking regulations, and collaborating with global financial institutions. Whether youâre processing bilateral loans, structuring syndicated deals, or optimizing credit workflows, your contributions will directly impact our clientsâ financial success.
Based in Badung, Bali, this position combines professional growth with the unparalleled lifestyle of Indonesiaâs most sought-after destinationsâCanggu, Ubud, Denpasar, and beyond. If youâre a detail-oriented professional with a passion for banking operations, weâd love to hear from you.
Responsibility
- Process and manage credit applications, loan disbursements, and repayments in accordance with banking policies and regulatory requirements.
- Coordinate with banks, financial institutions, and corporate clients to facilitate bilateral and syndicated loan transactions.
- Conduct credit risk assessments and prepare detailed financial reports for internal and external stakeholders.
- Ensure accuracy and timeliness in loan documentation, including agreements, amortization schedules, and compliance checks.
- Monitor loan portfolios for performance, delinquencies, and covenant compliance, recommending corrective actions as needed.
- Collaborate with legal, compliance, and treasury teams to mitigate operational and financial risks.
- Leverage banking software and CRM tools to streamline loan processing and enhance efficiency.
- Provide exceptional client service by addressing inquiries and resolving issues related to loan accounts.
Qualifications
- Minimum 3 years of experience in credit operations, loan processing, or banking services, preferably in a multinational or syndicated lending environment.
- Strong understanding of banking regulations, credit analysis, and financial risk management.
- Proficiency in loan management systems (e.g., Moodyâs, Bloomberg, or proprietary banking software).
- Excellent analytical, numerical, and problem-solving skills with attention to detail.
- Familiarity with bilateral and syndicated loan structures, including documentation and settlement processes.
- Bachelorâs degree in Finance, Accounting, Economics, or a related field; professional certifications (e.g., CFA, FRM) are a plus.
- Fluent in English with exceptional written and verbal communication skills.
- Ability to work in a fast-paced, deadline-driven environment while maintaining accuracy and confidentiality.