job description
Join WFS Financing as a Senior Mortgage Executive in the heart of Bali and play a pivotal role in shaping the future of property financing. This is a unique opportunity to leverage your expertise in mortgage solutions while contributing to the growth of a dynamic financial services firm in one of Southeast Asia’s most vibrant markets.
In this role, you will manage end-to-end mortgage loan processes, from client engagement to bank approvals, ensuring seamless transactions for property buyers and investors. Your ability to build and maintain strong relationships with real estate developers, banks, and clients will be key to expanding our mortgage portfolio in Bali’s booming property sector.
Based in Denpasar, you’ll work in a fast-paced, results-driven environment with opportunities for professional growth and competitive compensation. Whether you’re a seasoned mortgage professional or an ambitious finance expert looking to specialize, this role offers the platform to excel in a high-impact position.
Responsibility
- Process and manage mortgage loan applications from submission to approval, ensuring compliance with banking and regulatory standards.
- Liaise with banks, financial institutions, and underwriters to secure timely loan approvals and favorable terms for clients.
- Develop and maintain strong relationships with real estate developers, agents, and property owners to generate new mortgage business opportunities.
- Conduct financial assessments and credit evaluations to determine client eligibility for mortgage products.
- Prepare and present mortgage proposals, including risk analyses and repayment plans, to clients and stakeholders.
- Monitor market trends, interest rates, and competitor offerings to recommend competitive mortgage solutions.
- Provide exceptional customer service, addressing client inquiries and guiding them through the mortgage process with transparency and professionalism.
- Collaborate with internal teams to streamline loan processing workflows and improve efficiency.
Qualifications
- Bachelor’s degree in Finance, Business Administration, Economics, or a related field. A professional certification (e.g., CFA, CFP) is a plus.
- Minimum of 3 years of experience in mortgage lending, banking, or real estate financing, with a proven track record of managing loan portfolios.
- In-depth knowledge of mortgage products, loan structures, and regulatory requirements in Indonesia.
- Strong analytical and numerical skills, with the ability to assess financial statements and creditworthiness.
- Excellent communication and negotiation skills, with fluency in English and Bahasa Indonesia.
- Customer-centric mindset with a passion for delivering tailored financial solutions.
- Ability to work independently, meet deadlines, and thrive in a target-driven environment.
- Proficiency in Microsoft Office (Excel, Word) and familiarity with loan management software.