job description
Join BPI Direct BanKo, Inc. as a Loans Associate and play a pivotal role in fostering strong client relationships while ensuring the integrity of our loan portfolio. This position is ideal for detail-oriented professionals passionate about financial services, client satisfaction, and risk management.
Based in the vibrant and dynamic region of Bali, Indonesia, you will collaborate with a dedicated team to deliver exceptional service, assess client needs, and maintain high standards of portfolio quality. Your expertise will directly contribute to the growth and sustainability of our financial products, making a tangible impact on both our clients and the organization.
If you thrive in a fast-paced environment, possess strong analytical and interpersonal skills, and are committed to excellence in financial services, we invite you to apply and take the next step in your career with a leading institution in the banking sector.
Responsibility
- Manage and nurture client relationships to ensure satisfaction and long-term engagement.
- Conduct thorough assessments of loan applications, including creditworthiness and risk evaluation.
- Monitor and service existing loan accounts to maintain portfolio quality and minimize delinquencies.
- Collaborate with cross-functional teams to streamline loan processing and disbursement.
- Provide personalized financial advice and solutions tailored to client needs.
- Prepare and present regular reports on portfolio performance, trends, and recommendations.
- Ensure compliance with all regulatory requirements and internal policies.
- Proactively identify opportunities for upselling or cross-selling financial products.
Qualifications
- Bachelor’s degree in Finance, Business Administration, Economics, or a related field.
- Minimum of 2 years of experience in banking, financial services, or loan management.
- Strong understanding of credit analysis, risk assessment, and loan servicing.
- Excellent communication and interpersonal skills to build trust with clients.
- Proficiency in financial software and Microsoft Office Suite (Excel, Word).
- Analytical mindset with the ability to interpret financial data and trends.
- High attention to detail and organizational skills to manage multiple accounts efficiently.
- Familiarity with local and international banking regulations is a plus.