job description
Join Monee as a Credit Risk Analyst in our prestigious 2027 Graduate Program and play a pivotal role in shaping the future of financial risk management in Southeast Asia. Based in the vibrant hub of Canggu, Bali, you will work alongside industry experts to assess, optimize, and implement cutting-edge credit risk strategies that drive sustainable growth and compliance.
This is a unique opportunity to gain hands-on experience in portfolio-level credit risk assessment, policy alignment, and data-driven decision-making. You will contribute to high-impact projects that ensure Monee's regional credit risk frameworks are robust, scalable, and aligned with global best practices.
Why Bali? Enjoy a dynamic work-life balance in one of the world's most inspiring locations, where innovation meets paradise. Monee offers competitive compensation, professional development, and a collaborative culture that values diversity and creativity.
Responsibility
- Support the assessment and optimization of portfolio-level credit strategies to enhance risk-adjusted returns.
- Assist in the development and implementation of regional credit risk policies and procedures.
- Conduct quantitative and qualitative analysis of credit risk exposures using advanced analytical tools.
- Collaborate with cross-functional teams to ensure alignment between credit risk strategies and business objectives.
- Monitor and report on key credit risk metrics, identifying trends and recommending corrective actions.
- Participate in stress testing and scenario analysis to evaluate portfolio resilience under various economic conditions.
- Prepare detailed reports and presentations for senior management and regulatory stakeholders.
- Stay abreast of industry trends, regulatory changes, and emerging risks in the financial services sector.
Qualifications
- Bachelor's or Master's degree in Finance, Economics, Mathematics, Statistics, or a related field (graduating by 2027).
- Strong analytical skills with proficiency in data analysis tools (e.g., Excel, SQL, Python, R).
- Basic understanding of credit risk management principles, financial markets, and regulatory frameworks.
- Excellent communication skills, with the ability to present complex information clearly and concisely.
- Detail-oriented with a proactive approach to problem-solving and decision-making.
- Ability to work effectively in a team-oriented, fast-paced environment.
- Familiarity with financial modeling or risk management software is a plus.
- Fluency in English; additional languages (e.g., Bahasa Indonesia, Mandarin) are advantageous.