job description
Clemont Finance Indonesia is seeking a dynamic and results-driven Credit & Marketing Officer to join our team in Bali. This role is ideal for professionals with a background in multi-finance, banking, or leasing, particularly those with experience in heavy equipment or general leasing marketing. As a key player in our growth strategy, you will drive customer acquisition, assess creditworthiness, and develop innovative marketing strategies to expand our market presence in Bali’s thriving business landscape.
Based in one of Indonesia’s most vibrant regions—Canggu, Ubud, Denpasar, Jimbaran, Nusa Dua, Kuta, or Badung—you will have the opportunity to work in a fast-paced environment while enjoying the unique work-life balance that Bali offers. This position combines financial expertise with strategic marketing to fuel our company’s expansion in the local and regional markets.
If you are a self-starter with a passion for finance and a knack for building client relationships, we invite you to apply and be part of a team that values innovation, integrity, and excellence.
Responsibility
- Develop and implement credit assessment strategies to evaluate the financial viability of potential clients, ensuring compliance with company policies and regulatory standards.
- Identify and engage with high-potential clients in the heavy equipment, general leasing, or related industries to expand the company’s portfolio.
- Design and execute targeted marketing campaigns to promote financial products and services, leveraging digital and traditional channels.
- Conduct market research and competitive analysis to identify trends, opportunities, and gaps in the Bali market.
- Collaborate with cross-functional teams to streamline credit approval processes and enhance customer experience.
- Build and maintain strong relationships with clients, partners, and stakeholders to drive long-term business growth.
- Prepare and present financial reports, proposals, and presentations to senior management and clients.
- Stay updated on industry regulations, financial products, and market conditions to ensure the company remains competitive.
Qualifications
- Bachelor’s degree in Finance, Business Administration, Marketing, Economics, or a related field.
- Minimum 2-5 years of experience in credit analysis, marketing, or sales within the multi-finance, banking, or leasing industry.
- Proven track record in heavy equipment or general leasing marketing is highly preferred.
- Strong understanding of credit risk assessment, financial statements, and lending principles.
- Excellent communication, negotiation, and interpersonal skills to engage with diverse clients.
- Proficiency in MS Office (Excel, PowerPoint) and CRM tools for data analysis and reporting.
- Self-motivated, target-driven, and able to work independently or in a team.
- Fluency in English and Indonesian; additional local language skills are a plus.