job description
Join Home Credit as a Compliance Manager (AML) and take the lead in safeguarding our financial operations against money laundering and terrorist financing risks. In this pivotal role, you will oversee the implementation and enhancement of our Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) programs, ensuring full compliance with local and international regulations. Based in the vibrant regions of Bali, you will work in a dynamic environment that values integrity, innovation, and excellence.
As the AML Compliance Manager, you will collaborate with cross-functional teams to develop robust policies, conduct risk assessments, and provide expert guidance on compliance matters. Your leadership will be instrumental in maintaining the highest standards of regulatory adherence while fostering a culture of compliance within the organization.
This is a unique opportunity to make a significant impact in the financial services sector while enjoying the unparalleled work-life balance that Bali offers. If you are a seasoned compliance professional with a passion for AML/CTF and a drive to excel, we invite you to apply and become a key player in our mission to promote financial inclusion responsibly.
Responsibility
- Lead and manage the AML/CTF function, ensuring the effective implementation of the AML/CTF program in accordance with regulatory requirements.
- Develop, review, and update AML/CTF policies, procedures, and controls to mitigate risks and ensure compliance.
- Conduct regular risk assessments and audits to identify potential vulnerabilities and recommend corrective actions.
- Provide training and awareness programs to employees on AML/CTF regulations, policies, and best practices.
- Monitor and investigate suspicious transactions, preparing and filing Suspicious Transaction Reports (STRs) as required.
- Liaise with regulatory authorities, law enforcement agencies, and internal stakeholders on compliance-related matters.
- Oversee the Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) processes to ensure accurate and timely verification of customer identities.
- Stay abreast of emerging trends, regulatory changes, and industry best practices in AML/CTF to continuously improve the compliance framework.
Qualifications
- Bachelor's degree in Law, Finance, Business Administration, or a related field. A master's degree or professional certification (e.g., CAMS, CFA, or similar) is a plus.
- Minimum of 5 years of experience in compliance, with at least 3 years specializing in AML/CTF within the financial services sector.
- In-depth knowledge of local and international AML/CTF regulations, including FATF recommendations and Indonesian financial laws.
- Proven experience in developing and implementing AML/CTF policies, procedures, and training programs.
- Strong analytical skills with the ability to interpret complex regulatory requirements and apply them in practical scenarios.
- Excellent communication and interpersonal skills, with the ability to engage effectively with stakeholders at all levels.
- Experience in conducting risk assessments, audits, and investigations related to financial crimes.
- High ethical standards, integrity, and a commitment to maintaining confidentiality and professionalism.