job description
Join Ridik as a Transaction Monitoring Specialist in the heart of Bali and play a pivotal role in safeguarding financial integrity. This position offers a unique opportunity to work in a dynamic, international environment while contributing to the fight against financial crime.
As a key member of our compliance team, you will monitor, analyze, and investigate transactions to detect and prevent suspicious activities. Your expertise will help ensure regulatory compliance and protect our clients from financial risks. This role is perfect for detail-oriented professionals with a passion for financial security and a desire to work in a tropical, innovative setting.
Based in Canggu, Bali, you’ll enjoy a vibrant work culture, competitive compensation, and the chance to make a real impact in the banking and financial services sector.
Responsibility
- Monitor and analyze daily transactions to identify unusual or suspicious activities.
- Investigate alerts generated by transaction monitoring systems and escalate findings as needed.
- Prepare and submit Suspicious Activity Reports (SARs) in compliance with local and international regulations.
- Collaborate with cross-functional teams to enhance fraud detection and prevention strategies.
- Maintain up-to-date knowledge of AML (Anti-Money Laundering) and CFT (Counter-Terrorism Financing) regulations.
- Develop and implement transaction monitoring rules and thresholds to minimize false positives.
- Provide training and guidance to junior team members on compliance best practices.
- Document and report findings to senior management and regulatory bodies.
Qualifications
- Bachelor’s degree in Finance, Accounting, Business, or a related field.
- Minimum 3 years of experience in transaction monitoring, AML, or financial crime prevention.
- Strong understanding of AML/CFT regulations and banking compliance frameworks.
- Experience with transaction monitoring tools (e.g., Actimize, Mantas, or similar).
- Excellent analytical and problem-solving skills with attention to detail.
- Proficiency in English (written and verbal) is mandatory.
- Ability to work independently and manage multiple priorities in a fast-paced environment.
- Certifications such as CAMS (Certified Anti-Money Laundering Specialist) are a plus.