job description
Join CERDAS KONSULTASI Sdn Bhd, a dynamic global financial services leader, as a Senior Payment Executive in the heart of Bali. This is your opportunity to advance your career in payment operations while enjoying a hybrid work model that balances professional growth with the island’s unparalleled lifestyle.
In this role, you’ll oversee critical payment processes, ensure compliance with international financial regulations, and drive efficiency in transaction management. You’ll collaborate with cross-functional teams to optimize payment systems, mitigate risks, and enhance customer experiences. With a commitment to innovation and excellence, we offer a competitive salary, career development programs, and the chance to work in a vibrant, multicultural environment.
Based in Badung, Bali, you’ll be part of a forward-thinking company that values expertise, integrity, and adaptability. Whether you’re in Canggu, Ubud, or Denpasar, this role offers the flexibility to thrive professionally while embracing Bali’s unique work-life harmony.
Responsibility
- Oversee end-to-end payment processing operations, ensuring accuracy, timeliness, and compliance with global financial standards.
- Monitor and reconcile daily transaction volumes, identifying discrepancies and resolving issues promptly.
- Collaborate with banks, payment gateways, and internal stakeholders to streamline payment workflows and reduce processing times.
- Develop and implement risk management strategies to prevent fraud, errors, and regulatory breaches.
- Prepare and present financial reports and payment performance metrics to senior management.
- Lead process improvement initiatives to enhance efficiency, scalability, and cost-effectiveness in payment systems.
- Stay updated on industry trends, regulations, and technologies (e.g., SWIFT, SEPA, blockchain) to drive innovation.
- Train and mentor junior team members on payment protocols, compliance, and best practices.
Qualifications
- Bachelor’s degree in Finance, Accounting, Business Administration, or a related field. Advanced degrees or certifications (e.g., CPA, CFA, or CIPS) are a plus.
- Minimum 5 years of experience in payment operations, treasury, or financial services, with at least 2 years in a senior role.
- Proven expertise in international payment systems (e.g., wire transfers, ACH, RTGS) and regulatory frameworks (e.g., AML, KYC, PCI-DSS).
- Strong analytical skills with proficiency in financial software (e.g., SAP, Oracle, or proprietary banking systems).
- Excellent communication and stakeholder management skills, with fluency in English (additional languages are a bonus).
- Ability to work in a fast-paced, hybrid environment with a focus on problem-solving and attention to detail.
- Familiarity with Bali’s financial ecosystem and cross-border payment challenges is advantageous.
- Demonstrated leadership in process optimization and team collaboration.