job description
Join Home Credit as a Portfolio Analyst and play a pivotal role in shaping the financial future of our organization. This position offers a unique opportunity to leverage your analytical skills to drive data-driven decisions, optimize portfolio performance, and contribute to the strategic goals of our Risk Department. Based in the vibrant regions of Bali, you will work in a dynamic environment that values innovation, collaboration, and professional growth.
As a Portfolio Analyst, you will be responsible for conducting in-depth data analytics, generating insightful reports, and providing actionable recommendations to senior management. Your expertise will help mitigate risks, enhance portfolio profitability, and ensure compliance with regulatory standards. If you are passionate about finance, data analysis, and making a tangible impact, this role is perfect for you.
Home Credit is a leading global provider of consumer finance, committed to empowering individuals through accessible financial solutions. We foster a culture of excellence, integrity, and continuous learning, making us an employer of choice for top talent in the financial services industry.
Responsibility
- Conduct comprehensive data analytics on the portfolio to identify trends, risks, and opportunities.
- Develop and maintain periodical and ad-hoc reports to support decision-making processes.
- Collaborate with cross-functional teams to provide insights and recommendations based on portfolio performance.
- Monitor and assess the financial health of the portfolio, ensuring alignment with company objectives.
- Identify potential risks and propose mitigation strategies to safeguard portfolio integrity.
- Utilize advanced analytical tools and techniques to enhance data accuracy and reporting efficiency.
- Act as a representative of the Risk Department in meetings and discussions with stakeholders.
- Stay updated with industry trends, regulatory changes, and best practices in portfolio management.
Qualifications
- Bachelor's degree in Finance, Economics, Business Administration, or a related field.
- Minimum of 2 years of experience in portfolio analysis, risk management, or a similar role.
- Proficiency in data analysis tools such as SQL, Excel, Python, or R.
- Strong understanding of financial principles, portfolio management, and risk assessment.
- Excellent analytical, problem-solving, and critical-thinking skills.
- Ability to communicate complex data insights clearly and effectively to non-technical stakeholders.
- Detail-oriented with a high degree of accuracy in data interpretation and reporting.
- Experience in the banking or financial services industry is a plus.