job description
Join Toyota Capital Services as an Executive in Credit Management and become a key player in our dynamic financial services team. Based in the vibrant locations of Bali, this role offers a unique opportunity to contribute to our mission of providing exceptional financial solutions while enjoying a rewarding career with competitive benefits.
We are committed to your growth and well-being, offering an attractive increment & bonus package, 16% Employer EPF contribution, comprehensive medical, hospitalization, and insurance coverage, as well as dental and optical benefits. If you are a motivated professional with a passion for credit management and financial services, we invite you to apply and take the next step in your career with us.
Responsibility
- Manage and assess credit applications to ensure compliance with company policies and regulatory requirements.
- Conduct thorough financial analysis and risk assessments for potential and existing clients.
- Monitor and review credit portfolios to identify and mitigate potential risks.
- Collaborate with internal teams to streamline credit processes and improve efficiency.
- Prepare and present credit reports and recommendations to senior management.
- Ensure timely and accurate documentation and record-keeping related to credit management.
- Provide exceptional customer service by addressing client inquiries and resolving issues related to credit.
- Stay updated with industry trends and regulatory changes affecting credit management.
Qualifications
- Bachelor's degree in Finance, Accounting, Business Administration, or a related field.
- Minimum of 2 years of experience in credit management, financial analysis, or a related role.
- Strong understanding of credit risk assessment and financial analysis techniques.
- Excellent analytical, problem-solving, and decision-making skills.
- Proficient in using financial software and tools for credit analysis.
- Strong communication and interpersonal skills to interact effectively with clients and team members.
- Ability to work independently and as part of a team in a fast-paced environment.
- Knowledge of regulatory requirements and compliance standards in the financial services industry.